Two Former Prosecutors On Your Side.
More than 60 Years of Combined Experience in Serving the Legal Needs of People throughout Northern California.

Navigating insurance company tactics after an injury

On Behalf of | Jun 14, 2024 | Personal Injury |

Dealing with insurance companies after a car accident can be challenging, especially when they use tactics to minimize payouts. Understanding these strategies can help plaintiffs protect their rights and secure fair compensation.

Delay tactics

Insurance companies often use delay tactics to frustrate claimants into accepting lower settlements. They may repeatedly ask for additional documentation or take a long time to process claims. Stay persistent and keep thorough records of all communications and documents submitted to counteract these delays.

Lowball offers

Insurers frequently make low initial settlement offers, hoping claimants will accept out of desperation or lack of knowledge. It’s important to understand the full extent of your damages and reject offers that don’t cover your expenses. Gathering detailed evidence of your losses and negotiating assertively can help secure a fair settlement.

Disputing liability

Insurance companies may dispute liability to avoid paying claims. They might argue that their policyholder was not at fault or that the claimant’s actions contributed to the incident. Collecting strong evidence, such as police reports, witness statements, and photographs, can support your case and counter these arguments.

Surveillance and investigations

Insurers sometimes use surveillance and investigations to find evidence that can discredit a claimant’s case. They may monitor your activities to argue that your injuries are not as severe as claimed. Be honest about your injuries and follow your doctor’s advice to avoid risking your claim.

Protecting your rights

Knowing these common tactics helps you navigate the claims process more effectively. By staying informed and prepared, you can counteract insurance company strategies and work towards a fair outcome. Understanding the process empowers you to protect your rights and seek the compensation you deserve.